false, // Keep false until SMS-based evidence risks are explicitly accepted; this is not provider API confirmation. 'db_host' => 'localhost', 'db_name' => 'cpanel_database', 'db_user' => 'cpanel_dbuser', 'db_pass' => 'CHANGE_THIS', 'base_url' => 'https://pay.example.com', 'session_name' => 'ICTWSESSION', ];